Bloom Options

Choose your Skin

Choose your color

Default Combination

Workers’ Compensation: What Employers Need to Know

19
FEB

The workers’ compensation system began as an agreement between employers and their employees.  Employers provide no-fault insurance against workplace injuries and, in return, employees do not file lawsuits if and when they get hurt or sick because of work.

The Division of Workers’ Compensation oversees the administration of claims and runs the workers’ compensation court system that helps resolve disputes over benefits.

Workers’ compensation benefits include:

  • Medical Care:  Employees receive prompt medical treatment;
  • Temporary disability benefits:  Employees receive payments if they can’t work while recovering;
  • Permanent disability benefits:  Employees receive payments if they don’t completely recover;
  • Supplemental job displacement benefits:  Employees receive vouchers to help pay for retraining or skill enhancement if they can’t recover completely and do not return to work;
  • Death benefits:  The children or other dependents of employees can receive payments if the employee dies from a job injury or illness.

California employers are required by law to carry workers’ compensation insurance, even if they have just one employee.  Employers should know:

  • Failure to carry workers’ compensation insurance is a criminal offense;
  • Employers cannot ask employees to pay or offset the cost of the policy;
  • Workers’ compensation benefits include all employees, including part-time employees;
  • It is illegal to demote or fire an employee for filing a workers’ compensation claim.

Here is what an employer needs to do if an employee is injured at work:

  • First, provide the employee with a claim form (DWC form 1) within one working day of finding out about the injury.  Complete the employer portion of the returned claim form and provide a copy to the employee;
  • Within one day after delivering the claim form, an employer must authorize medical treatment to a maximum of $10,000 during investigation of the claim;
  • Second, complete form DLSR 5020 (Employer’s Report of Occupational Injury or Illness) and send to the claims administrator within five days of knowing about the injury;
  • Next, stay involved and maintain communication with the employee – don’t assume the claims administrator is taking care of everything;
  • Finally, get your employee back to work after the injury.  If an employer with 50 or more employees offers suitable regular, modified, or alternative work to an injured employee, weekly workers’ compensation payments may be reduced by 15%.  If the employer does not make such efforts, weekly payments are increased by 15%.

Within 14 days, the insurance company should send a notice indicating whether it accepts, denies, or delays the employee’s claim for review.

  • If the insurance company accepts the claim, the employee will receive benefits and services;
  • If the insurance company delays the claim, an investigation can take up to 90 days. During the investigation, the employee receives no benefits other than medical treatment.  The employee may be able to collect state disability payments during the investigation period, which must be applied separately at the Employment Development Department;
  • If, after 90 days, the insurance company does not send a final notice either accepting or denying the claim, the claim will be presumed accepted.

Comments (52)

  1. ten mien|domain|hosting|vps|server

    March 13, 2013

    Excellent post. I was checking continuously this blog and I am impressed! Very helpful information specially the remaining part :) I handle such information a lot. I was seeking this certain info for a long time. Thanks and good luck.

  2. Eufemia Gaccione

    April 9, 2013

    Hello, i think that i saw you visited my web site thus i came to “return the favor”.I am trying to find things to improve my website!I suppose its ok to use some of your ideas!!

  3. snoring mouth guard

    April 11, 2013

    We’re a group of volunteers and opening a new scheme in our community. Your site provided us with valuable information to work on. You have done an impressive job and our whole community will be grateful to you.

  4. Lewis Hindman

    April 15, 2013

    There are some fascinating points in time on this article but I don’t know if I see all of them heart to heart. There may be some validity however I’ll take maintain opinion until I look into it further. Good article , thanks and we wish extra! Added to FeedBurner as effectively

  5. Kemberly Melland

    April 15, 2013

    I precisely wished to thank you very much again. I am not sure the things I might have created in the absence of the entire secrets contributed by you about that problem. It truly was a frightening problem in my circumstances, however , considering this well-written form you handled the issue made me to cry with happiness. Extremely happier for this guidance and even pray you realize what a great job your are undertaking instructing the mediocre ones using your web page. I know that you’ve never encountered all of us.

  6. Kerry Hauptman

    May 14, 2013

    I just added this blog to my feed reader, excellent stuff. Can’t get enough!

  7. Roseanne Tlatenchi

    May 14, 2013

    I don’t even know how I ended up here, but I thought this post was good. I don’t know who you are but definitely you’re going to a famous blogger if you aren’t already ;) Cheers!

  8. Eloy Hintzen

    May 14, 2013

    Excellent goods from you, man. I’ve understand your stuff previous to and you are just too great. I really like what you have acquired here, certainly like what you’re stating and the way in which you say it. You make it entertaining and you still care for to keep it sensible. I can’t wait to read far more from you. This is actually a terrific site.

  9. Mitzi Nass

    May 14, 2013

    I loved as much as you’ll receive carried out right here. The sketch is attractive, your authored subject matter stylish. nonetheless, you command get bought an shakiness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly very often inside case you shield this hike.

  10. Justin Spink

    May 14, 2013

    Hello There. I found your blog using msn. This is an extremely well written article. I will make sure to bookmark it and come back to read more of your useful info. Thanks for the post. I’ll definitely return.

  11. Antione Iannone

    May 14, 2013

    This is very interesting, You’re a very skilled blogger. I’ve joined your rss feed and look forward to seeking more of your wonderful post. Also, I have shared your site in my social networks!

  12. Tayna Uong

    May 14, 2013

    I’m not sure where you’re getting your information, but good topic. I needs to spend some time learning much more or understanding more. Thanks for magnificent information I was looking for this info for my mission.

  13. Shane Gailliard

    May 14, 2013

    You really make it seem so easy with your presentation but I find this topic to be actually something which I think I would never understand. It seems too complicated and very broad for me. I’m looking forward for your next post, I will try to get the hang of it!

  14. Dale Somerfield

    May 14, 2013

    You actually make it seem so easy with your presentation but I find this matter to be actually something that I think I would never understand. It seems too complex and very broad for me. I am looking forward for your next post, I’ll try to get the hang of it!

  15. Louis Oltremari

    May 14, 2013

    I loved as much as you will receive carried out right here. The sketch is tasteful, your authored subject matter stylish. nonetheless, you command get bought an impatience over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly very often inside case you shield this increase.

  16. Dean Herimann

    May 14, 2013

    I am really impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you modify it yourself? Anyway keep up the nice quality writing, it is rare to see a great blog like this one nowadays..

  17. Nickolas Colarusso

    May 14, 2013

    Great info once again! Thanks!

  18. Suellen Escorza

    May 14, 2013

    Wonderful goods from you, man. I’ve understand your stuff previous to and you are just extremely great. I really like what you have acquired here, really like what you are stating and the way in which you say it. You make it enjoyable and you still care for to keep it sensible. I cant wait to read far more from you. This is really a wonderful website.

  19. Floyd Warschaw

    May 14, 2013

    I’ve been surfing online more than three hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. In my opinion, if all web owners and bloggers made good content as you did, the net will be much more useful than ever before.

  20. Jonas Duford

    May 14, 2013

    Thank you, I’ve recently been hunting for details about this subject for ages and yours is the best I’ve discovered so far.

  21. Scotty Kamke

    May 14, 2013

    We are a group of volunteers and opening a new scheme in our community. Your site provided us with valuable info to work on. You have done an impressive job and our entire community will be grateful to you.

  22. Lazaro Nian

    May 14, 2013

    Great blog here! Also your site loads up fast! What web host are you using? Can I get your affiliate link to your host? I wish my web site loaded up as fast as yours lol

  23. Bruno Ebbighausen

    May 14, 2013

    Pretty nice post. I just stumbled upon your weblog and wished to say that I’ve truly enjoyed surfing around your blog posts. In any case I’ll be subscribing to your rss feed and I hope you write again soon!

  24. Bert Shaulis

    May 14, 2013

    This is a terrific site, would you be involved in doing an interview regarding just how you developed it? If so e-mail me!

  25. Terrance Sipp

    May 14, 2013

    I loved as much as you will receive carried out right here. The sketch is tasteful, your authored subject matter stylish. nonetheless, you command get got an nervousness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly a lot often inside case you shield this increase.

  26. Loida Tillison

    May 14, 2013

    hey there and thank you for your information – I have definitely picked up anything new from right here. I did however expertise a few technical issues using this site, as I experienced to reload the site lots of times previous to I could get it to load correctly. I had been wondering if your web host is OK? Not that I am complaining, but sluggish loading instances times will sometimes affect your placement in google and can damage your quality score if advertising and marketing with Adwords. Anyway I am adding this RSS to my email and could look out for a lot more of your respective fascinating content. Ensure that you update this again very soon..

  27. Lawrence Baptiste

    May 14, 2013

    Its like you read my mind! You appear to know a lot about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a bit, but other than that, this is great blog. A fantastic read. I’ll definitely be back.

  28. Genesis Bellefontaine

    May 14, 2013

    I loved as much as you’ll receive carried out right here. The sketch is tasteful, your authored material stylish. nonetheless, you command get got an nervousness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly a lot often inside case you shield this increase.

  29. Claud Christner

    May 14, 2013

    Nice post. I was checking continuously this blog and I’m impressed! Extremely useful information specially the last part :) I care for such info much. I was seeking this particular info for a very long time. Thank you and good luck.

  30. Sean Shillinger

    May 14, 2013

    I do not even know how I ended up here, but I thought this post was great. I do not know who you are but certainly you’re going to a famous blogger if you aren’t already ;) Cheers!

  31. Margarete Sessum

    May 15, 2013

    This will be a excellent web site, could you be interested in doing an interview regarding just how you developed it? If so e-mail me!

  32. Miguelina Nazzaro

    May 15, 2013

    Heya i am for the first time here. I came across this board and I find It truly useful & it helped me out a lot. I hope to give something back and aid others like you helped me.

  33. Scottie Tramm

    May 15, 2013

    I intended to send you this very small remark just to say thank you as before for your personal exceptional tricks you have shown above. It’s so incredibly generous of you to deliver extensively all many people would’ve made available as an electronic book to make some dough on their own, certainly considering that you could possibly have tried it if you decided. The tips in addition served as the easy way to comprehend other individuals have a similar dreams the same as my very own to understand good deal more pertaining to this matter. I believe there are a lot more pleasant moments in the future for people who read through your blog.

  34. Salvatore Giesen

    May 15, 2013

    Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how could we communicate?

  35. Jeromy Godlove

    May 15, 2013

    Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something. I think that you can do with some pics to drive the message home a little bit, but other than that, this is wonderful blog. An excellent read. I will definitely be back.

  36. Leonarda Rettkowski

    May 15, 2013

    I think this is one of the most vital information for me. And i am glad reading your article. But wanna remark on some general things, The web site style is perfect, the articles is really nice : D. Good job, cheers

  37. Weldon Laughery

    May 15, 2013

    I do not even know how I ended up here, but I thought this post was good. I do not know who you are but certainly you’re going to a famous blogger if you aren’t already ;) Cheers!

  38. Emmett Emrick

    May 15, 2013

    I’m not sure where you’re getting your info, but great topic. I needs to spend some time learning more or understanding more. Thanks for excellent info I was looking for this information for my mission.

  39. Somer Felger

    May 15, 2013

    I am extremely impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it’s rare to see a nice blog like this one these days..

  40. Lazaro Grinder

    May 15, 2013

    I was suggested this website by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my trouble. You’re wonderful! Thanks!

  41. Everette Bosell

    May 15, 2013

    I don’t even know how I ended up here, but I thought this post was good. I don’t know who you are but definitely you’re going to a famous blogger if you are not already ;) Cheers!

  42. Donya Brownwood

    May 15, 2013

    We are a group of volunteers and starting a new scheme in our community. Your site provided us with valuable info to work on. You’ve done an impressive job and our entire community will be grateful to you.

  43. Melvina Ripa

    May 15, 2013

    Hello there, You have done an excellent job. I will certainly digg it and personally suggest to my friends. I am confident they will be benefited from this website.

  44. Man Burnley

    May 15, 2013

    I just added this blog site to my rss reader, excellent stuff. Can’t get enough!

  45. Solange Akiyama

    May 15, 2013

    Simply wish to say your article is as amazing. The clearness in your post is simply great and i could assume you’re an expert on this subject. Well with your permission let me to grab your RSS feed to keep up to date with forthcoming post. Thanks a million and please continue the gratifying work.

  46. Julieta Basone

    May 15, 2013

    Very nice post. I just stumbled upon your weblog and wished to say that I’ve truly enjoyed surfing around your blog posts. In any case I will be subscribing to your rss feed and I hope you write again soon!

  47. Fae Davda

    May 15, 2013

    I think this is among the most important info for me. And i’m glad reading your article. But want to remark on some general things, The web site style is ideal, the articles is really great : D. Good job, cheers

  48. Rodney Heeren

    May 15, 2013

    My brother suggested I might like this blog. He was entirely right. This post truly made my day. You can not imagine just how much time I had spent for this information! Thanks!

  49. Casey Tempest

    May 15, 2013

    Great work over again. I am looking forward for more updates=)

  50. Katherin Quezada

    May 15, 2013

    Simply wish to say your article is as astonishing. The clearness in your post is simply cool and i can assume you’re an expert on this subject. Fine with your permission allow me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please continue the rewarding work.

  51. anti snoring

    May 16, 2013

    Hey There. I found your blog using msn. This is an extremely well written article. I will be sure to bookmark it and return to read more of your useful information. Thanks for the post. I’ll certainly return.

  52. Lexie Sens

    June 5, 2013

    I just want to mention I’m all new to blogging and seriously savored your web page. More than likely I’m planning to bookmark your site . You actually come with great articles. With thanks for sharing your webpage.

Leave a Reply to Justin Spink





Send